Shared pools are the old meta. Lattice brings isolated, permissionless lending markets to Solana — where every asset gets its own risk-contained market. No governance. No gatekeeping. Just pure, composable DeFi infrastructure.
Each Lattice market is a self-contained lending pool defined by its collateral asset, loan asset, oracle, liquidation LTV, and interest rate model. Nothing more. Nothing to vote on.
Pick the five parameters. Anyone can create one — no governance vote, no whitelist, no permission. You want a WIF/USDC market? Deploy it yourself in one transaction.
Lenders deposit the loan asset to earn yield. Borrowers post collateral and borrow against it. Rates adjust algorithmically based on utilization — no manual intervention.
Deploy a personal AutoVault to allocate across multiple markets. Set your rules — collateral limits, exposure caps, curator agents — and let the protocol optimize while you sleep.
Lattice is an immutable, minimal lending primitive. The protocol handles matching, liquidation, and rate computation. Everything else — curation, interfaces, automation — lives on top. No admin keys. No upgradeable proxies. Deployed once, runs forever.
One bad oracle doesn't nuke the whole protocol. Every market is its own universe. Your SOL/USDC position doesn't care about some degen BONK market blowing up.
List any SPL token. No proposal, no vote, no waiting 3 weeks for a governance quorum. You want a WIF/USDC market? Deploy it yourself in one transaction.
Not Ethereum 12-second blocks. Not "please wait for the next epoch." Solana-speed liquidations, sub-cent gas. The lending UX that EVM chains physically cannot deliver.
Deploy a personal vault, set your rules, and let curators optimize yield across markets. Like being your own Morpho MetaMorpho vault operator — except on Solana, with zero fees.
No multisig that can rug. No proxy upgrade that changes the rules. Lattice Core is deployed once and nobody — including the team — can modify it. Ever.
Configurable incentives per market. Market creators set the liquidation bonus — not some global governance parameter that doesn't fit their asset pair.
Lattice Core exposes a minimal instruction set: create_market, supply, borrow. Everything else is composable on top.